HEALTH INSURANCE MADE SIMPLE & aFFORDABLE
30% TO 60% less than
OBAMACARE
HEALTH INSURANCE MADE SIMPLE & aFFORDABLE
30% TO 60% less than
OBAMACARE HEALTH INSURANCE MADE SIMPLE & aFFORDABLE
30% TO 60% less than
OBAMACARE HEALTH INSURANCE MADE SIMPLE & aFFORDABLE
30% TO 60% less than
OBAMACARE
National PPO Network! No Dr. Copays! No Dr. Deductibles!
HEALTH INSURANCE MADE SIMPLE & aFFORDABLE
30% TO 60% less than
OBAMACARE
HEALTH INSURANCE MADE SIMPLE & aFFORDABLE
30% TO 60% less than
OBAMACARE HEALTH INSURANCE MADE SIMPLE & aFFORDABLE
30% TO 60% less than
OBAMACARE HEALTH INSURANCE MADE SIMPLE & aFFORDABLE
30% TO 60% less than
OBAMACARE
National PPO Network! No Dr. Copays! No Dr. Deductibles!
PPO COVERAGE FOR 30% to 60% LESS THAN OBAMACARE plans
IT'S TRUE AND IT'S NOT A HEALTH SHARE PLAN
You can get PPO coverage with a NATIONAL PPO network. No doctor visit copays or deductibles, choose your doctors and hospitals. This is not a health share plan and is not a short term plan, which will soon be obsolete...SEE NEW LAW INFO BELOW. This is also a great option for old pre-Obamacare grandfathered plans with huge deductibles! Call 480-845-7888 for a consultation
Flexible Plans
I offer a range of plans that can be customized to fit the unique needs of those who are paying high Obamacare premiums or old pre-Obamacare grandfathered plans. Self employed? I have the solution.....Call 480-845-7888 for details and pricing.
Easy Enrollment
Enrollment is easy and can be done right on the telephone. You will be speaking directly with me, a local Arizona agent who will be with you to assist you in the future. This is not an enrollment call center from who knows where. Call 480-845-7888 for more information or to enroll.
NEW SHORT TERM COVERAGE LAW!!
ON SEPTEMBER 1, 2024 SHORT TERM PLANS WILL BECOME HIGHLY RESTRICTED DUE TO A NEW FEDERAL LAW!!!
IF YOU HAVE A POLICY THAT HAS TO BE RENEWED EVERY 3 YEARS OR LESS, THEN YOU HAVE A POLICY THAT IS SUBJECTED TO THE NEW LAW. IF YOUR AGENT IS TRYING TO SELL YOU A RENEWAL EVEN THOUGH YOU HAVE A YEAR OR MORE LEFT ON YOUR POLICY, THEN YOU HAVE AN AFFECTED POLICY. IF YOU BECOME ILL AND THE POLICY EXPIRES, THEN YOU MAY HAVE A NEW PRE-EXISTING CONDITION WHICH COULD MEAN YOUR ONLY OPTION WILL BE OBAMACARE. THE EXPIRATION OF THESE POLICIES DOES NOT PROVIDE THE ABILITY TO ENROLL IN OBAMACARE OUTSIDE OF THE ANNUAL ENROLLMENT PERIOD SO YOU COULD BE LEFT WITHOUT HEALTH INSURANCE UNTIL THE BEGINNING OF A NEW YEAR!
ONCE THIS LAW GOES INTO EFFECT, AFFECTED POLICIES CAN ONLY BE RENEWED FOR 4 MONTHS MAXIMUM IN A 12 MONTH PERIOD!
THERE IS AN UP TO AGE 64, NO RENEWALS SOLUTION!!! IT IS NOT A HEALTH COST SHARE PLAN AND TYPICALLY COSTS 30%-60% LESS THAN RETAIL OBAMACARE. DON'T RISK BEING UNINSURED OR DEVELOPING A CONDITION THAT WOULD DEEM YOU INELIGIBLE DUE TO A PRE-EXISTING CONDITION LEAVING OBAMACARE AS YOUR ONLY OPTION!!
CALL 480-845-7888 WITHOUT OBLIGATION FOR MORE DETAILS.
Medicare insurance and health insurance have become too complicated and advertising is so misleading! TV commercials bombarding you and your mailbox full...where do you go for professional help you can trust?
Since 2012, I have helped hundreds of people in Arizona find the Medicare insurance or health insurance plan that best suits their needs. From February 2014 to the end of June 2020 I was the Life, Health and Medicare products agent for Arizona Federal Credit Union through their wholly owned subsidiary insurance agency. Now as an independent agent, I provide personalized, unbiased service to my clients. Most major insurance companies are represented to give YOU the ability to shop and compare rates and benefits without high pressure sales tactics and misleading information. After YOU make YOUR decision, you will have an advocate on your side to help you in any way possible. THE SERVICE DOES NOT END WITH THE SALE!!! Be it Medicare based coverage, Obamacare, Obamacare alternative, Dental, Vision, Hospital Indemnity or Travel Insurance, it is my promise and commitment to find the coverage that best serves each of my clients' needs and budgets and to be there for them to help in any way I can.
ALL SERVICES PROVIDED ARE AT NO COST TO MY CLIENTS...NO ADDED CHARGES EVER!
Needed Coverage
You will find health insurance plans for yourself or the entire family. Save on doctor visits, prescription medications and preventative health services.
Maps to the Markets
I work tirelessly to stay informed about the latest changes in the Arizona healthcare markets. I can provide you information on what your market has available right now and any expected changes.
Aetna, Alignment, Banner, Blue Cross, Cigna, Devoted, Humana, Silver Scripts, United Healthcare, WellCare.
All AZ Health Insurance does not offer every plan in your area. Currently we represent 10 organizations which offer 190 products combined in Arizona. Please contact Medicare.gov or 1-800-MEDICARE, or your local State Health Insurance Program to get information on all your options.
Medicare Based Plans For Veterans
Under 65 and Family Obamacare Plans
Medicare Based Plans For Veterans
Medicare Insurance: Advantage Plans (Part C) Designed to Work With Military Coverage Through:
Aetna, Humana, United Healthcare, WellCare.
All AZ Health Insurance does not offer every plan in your area. Currently we represent 10 organizations which offer 190 products combined in Arizona. Please contact Medicare.gov or 1-800-MEDICARE, or
Medicare Insurance: Advantage Plans (Part C) Designed to Work With Military Coverage Through:
Aetna, Humana, United Healthcare, WellCare.
All AZ Health Insurance does not offer every plan in your area. Currently we represent 10 organizations which offer 190 products combined in Arizona. Please contact Medicare.gov or 1-800-MEDICARE, or your local State Health Insurance Program to get information on all your options.
Under 65 and Family Obamacare Plans
Under 65 and Family Obamacare Plans
Obamacare Alternative Plans / Medical Indemnity Plans
Obamacare (ACA) health insurance Plans insured through:
Ambetter, Banner Aetna, Blue Cross, Cigna, Medica, Oscar, United Healthcare.
Obamacare Alternative Plans / Medical Indemnity Plans
Obamacare Alternative Plans / Medical Indemnity Plans
Obamacare Alternative Plans / Medical Indemnity Plans
MECICAL INDEMNITY PLANS: THE REPLACEMENT ALTERNATIVE TO SHORT TERM PLANS THAT WILL BE HIGHLY RESTRICTED AFTER 9/1/2024 DUE TO THE PASSAGE OF NEW FEDERAL LAW
BEING VIRTUALLY ELIMINATED
Short Term Plans insured through:
Allstate, United Healthcare.
Dental and Vision Insurance
Obamacare Alternative Plans / Medical Indemnity Plans
Dental and Vision Insurance
DENTAL PPO and HMO Plans insured through:
Ameritas, Delta Dental, Employers Dental Services (The Principal), Secure One, Total Dental, United Healthcare.
VISION PPO Plans Insured through: Ameritas
Travel Insurance
Obamacare Alternative Plans / Medical Indemnity Plans
Dental and Vision Insurance
Travel Health Insurance: PPO Plans insured through Patriot
Please reach us at johnspbr1@hotmail.com if you cannot find an answer to your question.
All carriers pay commissions and there is never any additional charge added by me.
WHAT YOU SEE ON TV IS VERY MISLEADING! Yes, many extra benefits are available depending on the specific plans, but much of what they say on TV is only available to people who have MEDICAID AND MEDICARE. They are teasers pitched by highly paid celebrities designed to get you to call their high pressure call centers.
Our pricing is exactly the same. There are no discounts based on agency size or location.
ABSOLUTELY! We utilize a system that provides pricing calculations based on income and family size.
No! The penalty was eliminated under the Trump administration and as of yet, has not been re-instated. Arizona is a state that offers low cost options to the high cost of Obamacare for those who do not qualify for a discount by income.
No problem...enrollments can be done electronically so you never have to leave the safety of your home.
Yes, I can provide educational seminars at no cost to you.
Of course! I can provide printed materials for patients to take home at no cost to you.
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Personalized coverage for you and your family
Please send me a message if you have any questions.